Insurance & Benefits





  • Statewide program with a network of over 135 Chambers
  • No minimum order or small order charge; no hassle return policy; and no restocking fees
  • Group Health Insurance
  • Group and Voluntary Dental Insurance
  • Vision Care Insurance
  • Disability Overhead Expense
  • Long Term Care Insurance
  • Group and Voluntary Dental, Life, Vision, STD, and LTD



  • Lower monthly minimums ($3,000 vs $5,000)
  • Lower monthly fees if you drop below the minimum ($2.25 vs $2.50)
  • No charge for paper statements
  • No minimum required to invest in mutual funds, no fees
  • Account is portable. You can change insurance companies and will not have to open a new account
  • Online Enrollment tools for new groups




  • Reduce your company’s workers’ compensation premiums by up to 7.5%
  • Educate employers about the prevention, intervention and elimination of substance abuse
  • Increase productivity in the workplace